1. EARNINGS: Never depend on a single income. Make investment to create a second source.
2. SPENDING: If you buy things you do not need, soon you will have to sell things you need.
3. SAVINGS: Don't save what is left after spending but spend what is left after savings.
4. TAKING RISK: Never test the depth of the river with both feet.
5. INVESTMENT: Don’t pull all your eggs in a single basket
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